What Is Covered With RV Insurance?

Owning an RV in San Antonio, TX can make it easy to embark on all sorts of different adventures. Before you take to the roads, it is a good idea to explore RV insurance. To ensure that you have all of the coverage that you need, you can work with us at Access Insurance Services.

Liability Coverage

When you buy an RV insurance policy, it is going to provide you with liability coverage. This ensures that, if you get into an accident where you are to blame, coverage is in place to take care of property damage as well as injuries of the other party.

There are various levels of coverage, and much of it is going to depend on what type of RV you have. If you have a motorhome where the engine is self-contained within the RV, you will need to meet state requirements for vehicles. Otherwise, if you simply have a trailer, the liability levels are completely optional.

Adding Coverage

Buying an RV is a considerable investment. As such, you want to make sure that you are doing everything you can in order to protect that investment. This is why it’s so critical to pay attention to what is and isn’t covered with RV insurance. 

Most things can be covered, especially if you choose various add-ons. This is when it can be particularly beneficial to work with an independent insurance agent. We can ensure that your policy is custom-built to include coverage for vandalism, theft, and so much more. In the event that something happens, you can relax knowing that you can file a claim with the insurance company.

We have worked with a number of people throughout San Antonio, TX. Contact us at Access Insurance Services today to learn more about how to be sufficiently covered with RV insurance.