What Does Motorcycle Insurance Cover?

For many people, motorcycles represent freedom and the joys of the open road.  Having the right motorcycle insurance can keep you covered every time that you head out.  The law requires that you have minimum liability insurance. A more comprehensive policy will provide you with better cover, though.  Also, check with your lender’s requirements if the motorcycle is financed.  Many times, lenders will require certain levels of coverage. Regardless of your situation, it is important to understand all of the insurance options that are available. The team at Access Insurance Services serve the needs of motorcycle owners throughout the San Antonio, TX area. They can address any questions that you may have. 

When you visit, they will discuss the coverage that a minimum liability policy provides. In simple terms, if you are in an accident and found to be at fault, the policy will cover the repairs and medical expenses needed by the other person.  If they decide to sue, it will also cover their legal fees. Minimum liability policies, however, will not cover any of your medical expenses or repair costs.  Another point to consider is that a minimum liability policy will out pay for a defined amount. If the medical or repair costs exceed that limit, you will be held responsible for the overage. 

The team at Access Insurance Services want you to have the best coverage possible for your motorcycle in the San Antonio, TX area. They will show you more comprehensive and collision insurance options that fit your lifestyle. They are ready to answer your questions and give you options. Your bike is an investment that needs to be protected should you ever been in an accident.  Visit their website for information to get started, then visit their offices for the coverage you need.