Does Commercial Insurance Protect Against Lightning Damage?

If you own a business, chances are, you need commercial insurance of some type. There are many types of commercial insurance ranging from basic general liability to more industry-specific types. In most cases, the standard commercial insurance policy is designed to protect from the unexpected such as weather and storm damage, including lighting.

Lightning Damage

No one knows where or when lightning can strike a structure and cause damage or destruction. In many cases, the building will need repairs to the infrastructure, and the electrical system and office equipment may be damaged too. The best way to protect from losses is to have an adequate insurance policy in place designed for commercial needs. Before making a selection, work with an agent and let them help you assess your needs and then get policy options that work for your scenario.

Working With an Agent

The best way to be informed and get the right type of protection is to work closely with a knowledgeable insurance agent. Make sure to bring all of your important information and documentation to your consultation so they can get an accurate picture of what your situation is currently and maybe in the near future. They will then be able to figure out what policies and providers are a match for you and your company or business.

Residents of San Antonio, TX can rely on  Access Insurance Services to help them get commercial insurance they can count on year-round. 

Don’t take chances with your commercial insurance policy. Call or stop by Access Insurance Services today, serving San Antonio, TX, to get answers to questions and begin the process of finding quality commercial insurance.