Blown Tires and Auto Insurance Rates

Blown tires in San Antonio, TX can be a frustrating and difficult situation to manage, particularly if they cause accidents. We at Access Insurance Services have seen these types of accidents impact the lives of many of our clients and want to make sure that you understand how your rates may be affected.

Insurance Covers Damage Caused By Blowouts

When your tire blows, there is a good chance that you might get into an accident or suffer from damage to the vehicle. In this instance, your insurance will pay for any damage this incident causes, including other cars. However, the tire itself won’t be paid for by the provider.

This lack of coverage is due to the fact that blown tires are typically considered an avoidable situation and due to the driver failing to take due caution in maintaining them. However, if somebody blows your tire – such as a vandal – with a knife, you can get insurance coverage for the tire.

Rates May Increase

If you get into an accident caused by blown tires, there is a chance that your rate may increase. Insurance companies consider this type of accident to be the driver’s fault, as mentioned above and may hold it against the driver when it happens.

The chance of increasing rates will vary depending on your company and the type of policy that your purchase. Some companies are more forgiving of such situations while others will almost always increase their rates. Make sure that you fully understand your policy before making a claim.

Find a Policy That Works

If you live in San Antonio, TX and are worried about blown tires affecting your insurance rates, please contact us at Access Insurance Services to find a policy that is right for you. Our professionals will work hard to narrow down your options and find the most appropriate coverage for your car.