Are You a Business Owner? Protect Your Livelihood with Commercial Insurance

As a business owner, you need to know that having it insured is as important as having your home or car insured. Businesses face many risks. Access Insurance Services, serving San Antonio, TX, and the surrounding area, can provide this protection.

Here are some essential reasons why commercial insurance is necessary.

As a business owner, your employees are one of the most important priorities. They need to be protected with liability insurance. If a lawsuit arises, it will make them feel secure being employed by you and keep them from losing their employment.

Having health or dental insurance is a job perk that most people want. Also, commercial insurance may be required if you rent the space your business operates from.

Because workplace accidents can occur at any time, your business will be paying for the workers’ compensation out-of-pocket. If an employee is injured or becomes ill due to their job, workers’ compensation covers the medical bills and provides income for that employee. The cost involved can lead to financial ruin for your business.

If a natural disaster occurs, your business could be destroyed with no financial backup for repairs or replacements. Commercial insurance coverage will also protect your business from fire, vandalism, or theft.

Without commercial insurance’s liability protection, you could face going out of business if you are sued. Legal expenses are costly and can result in the ruination of your livelihood. Whether a third party or an ex-employee sues you, any costs will come straight from your business if you do not have commercial insurance.

Don’t let your livelihood remain uninsured. You have worked hard to make it what it is today, and it needs to be protected with commercial insurance. Contact Access Insurance Services today for a quote.