When you own a home in beautiful San Antonio, TX, chances are you have homeowner’s insurance, even if you own your home outright and do not have a mortgage with a bank. This is because there are many benefits to having homeowner’s insurance in the event that something you never expected to happen suddenly happens. Here are three reasons to always have home owner’s insurance in San Antonio.
You may think that getting your house robbed won’t happen to you, that you live in a safe neighborhood where people don’t even need to lock their doors. But home theft does happen and getting robbed always happens when you never expect it; when you’re on vacation or at work, for example. If you have homeowner’s insurance, however, you are covered and any valuables that were taken can be reimbursed. It’s advisable to keep most valuables, like jewels, and important documents like passports, social security cards, and birth certificates, in a secured place like a safe.
2. Required by Lender
When you have a mortgage on your home with a lender, homeowner’s insurance is required. The home is an asset worth a lot of money and banking institutions want to be certain that you are insuring this asset before they give you a loan to purchase it.
3. Peace of Mind
Having homeowner’s insurance gives property owner’s peace of mind. Knowing that in the event of a theft or other situation that requires a substantial amount of money to replace or in liability, homeowners are protected with their homeowner’s insurance policy in San Antonio, TX.
At Access Insurance Services, we work with our customers to find the best policy for their home insurance needs. Call us today at 210-499-5433 and a friendly agent at Access Insurance Services will answer all of your questions about shopping for a homeowner’s insurance policy in San Antonio.