3 Reasons to Get RV Insurance Before Summer

The summer months are some of the busiest times of the year for people traveling in their RVs. Keeping your RV properly insured is not only necessary to legally travel with it, but assures you that you are protected in the event of an accident. Being prepared to travel this summer means finding quality RV insurance.

Access Insurance Services of San Antonio, TX offers quality RV insurance at competitive prices. Understanding what kind of coverage you need before you hit the road this summer in your RV is crucial for peace of mind.

Getting coverage before summer is a convenient way to be ready to get on the road. There are some important reasons to get your RV insured before summer including:

  • Protect your investment – Your RV is likely an expensive investment so it makes sense to protect it and your possessions while you are traveling.
  • Uninsured motorists – An at-fault driver may not have adequate insurance to cover damages in the case of an accident. Making sure you are properly covered is a wise move to protect yourself.
  • Personal belongings – RV insurance can cover expensive belongings such as camping gear and other valuables you have while traveling.

Professional Insurance Agents in San Antonio

Contact us at Access Insurance Services of San Antonio, TX to learn more about RV insurance. One of our agents can help you with a quote and schedule an appointment to go over your RV insurance options before the busy summer months. We look forward to being your one-stop in San Antonio for all of your RV, home, and auto insurance needs.

4 Things You Should Know About Texas Motorcycle Insurance

License, check. Full tank, check. Helmet, check. Now it’s time to hit the Texas roads with your bike. Fortunately for bike enthusiasts, Texas provides an ideal place to ride your bike all year long. However, no matter the bike you ride, you need proper motorcycle insurance from Access Insurance Services of San Antonio, TX for well-rounded protection. 

Before jumping on your bike’s seat, here are things you should know about Texas motorcycle insurance. 

Motorcycle insurance is mandatory in Texas

Like most states, Texas requires motorcyclists to carry motorcycle insurance when riding on public roads. Texas requires drivers to have at least property and bodily injury liability coverages in their motorcycle insurance. Failure to provide proof of insurance ownership attracts penalties of between $175 and $350 for first-time offenders and a surcharge of $250 when renewing your license. Of course, these penalties go up drastically for repeat offenders. 

State-required minimums aren’t enough

It’s crucial to adhere to state minimums, but they are never adequate. The minimum insurance covers other people but not you and your bike. In light of this, consider the below motorcycle coverages for optimal coverage:

  • Comprehensive coverage
  • Collision coverage
  • PIP or medical payments coverage
  • Uninsured/underinsured motorist coverage
  • Roadside assistance coverage

It covers you even when your bike is parked

Motorcycle insurance doesn’t cover you when hitting the road only. It covers your bike even when parked in your garage or in front of your home. Perils like theft, fire, vandalism, and several natural disasters can strike whether riding or not. Fortunately, motorcycle insurance saves the day when such disasters occur. 

Bundling insurance can save you money

Because everyone wants to save, there are creative ways you can devise to save your motorcycle insurance premium. One such way is bundling your insurance coverages to enjoy economies of scale. Bundling your motorcycle insurance with a boat, home, or vehicle insurance policy can save you a few dollars. 

Is your motorcycle insurance still unanswered? Please contact Access Insurance Services for more information. Furthermore, you can visit our San Antonio, TX offices to speak to one of our agents.