3 Reasons You Need Motorhome Insurance in San Antonio, TX

Owning a motorhome in San Antonio, TX gives you freedom. It’s just you, your loved ones, and the open road. Doesn’t it make sense, then, to protect this valuable asset from any unforeseen events? At Access Insurance Services we think so, and that’s why we’ve put together this short, yet handy, list of three reasons why you need motorhome insurance. Read on to learn more.

1. It’s Mandatory

If your home on wheels is mortgaged, you’ll need full coverage motorhome insurance. Since the bank uses the motorhome as collateral in case you can no longer make payments, they’ll want this asset fully protected, You’ll need this insurance before you can register your motorhome.

2. Liability

Driving a motorhome is just like driving any other vehicle, which means it is also susceptible to accidents. While you never anticipate getting into an accident with your motorhome (you keep it parked) accidents still happen. Someone could hit your parked motorhome with their vehicle, for example. If the other driver doesn’t have insurance or is underinsured, your motorhome insurance will kick in to cover the costs. Otherwise, you’ll be paying out of pocket, which can get expensive quickly. 

3. Peace of Mind

Whether you spend countless nights or not in your motorhome, go to sleep knowing you’ve done the responsible thing by getting your motorhome insured in San Antonio, TX. The friendly and reputable agents at Access Insurance Services can help.

To learn more about motorhome insurance, contact our friendly team today. Our agents are available to answer your questions, compare quotes, and bundle policies. We can be contacted online or by phone.

3 Reasons to Buy Extra Coverage for Your Rental RV

In San Antonio, TX, the agents of Access Insurance Services can provide additional RV coverage if you choose to rent a motorhome for your next vacation getaway. While the rental agency will provide some of the coverage you need, purchasing additional coverage will make sure you have the coverage you need to reduce your risk of financial loss.

Picks Up Where Rental Policies Leave Off

Purchasing additional coverage ensures that you are protected if something happens while you are on vacation. It picks up where the original RV policy leaves off. While the rental company’s policy provides sufficient coverage, your additional coverage will take care of any costs that aren’t covered.

Adds Extra Liability

A rental policy will only cover minimal liability. Purchasing additional liability coverage is a good idea, especially if you go camping with friends. Liability can be very costly if someone is injured. Having additional coverage ensures that you will not have to stress over the excessive financial loss.

Covers Your Personal Possessions

The policy from the rental company will not cover your personal possessions. Purchasing your own policy ensures that all of your property is covered as well. The additional cost for extra coverage is well worth the cost if it protects your property.

The agents of Access Insurance Services can provide additional coverage to individuals living in the San Antonio, TX area. Additional coverage for RVs will help to protect you from financial loss so that your vacation isn’t ruined. if an accident occurs. Call and speak to one of their reputable agents as soon as possible. This will give you the peace of mind you need to relax while you are on vacation.