Do Motorcycles Need Additional Liability Coverage?

Motorcycle insurance is designed to cover the specific needs of motorcycle riders both out on the road and when they are parked at night. Much like traditional auto insurance, this type of coverage can be liability only or full coverage. The liability part of the full coverage policy works just like a traditional auto insurance policy. If more liability coverage is necessary for a unique situation, an insurance agent can present options.

Unique Insurance Situations for Motorcycle Owners

Not all situations are alike when it comes to motorcycle owners. In some cases, the policyholder may require changes and customization to make the policy fit their specific needs. It is also possible that the state in which the policyholder resides may require additional coverages. The best way to get the right type of insurance policy for each customer is to have them work with a licensed agent who knows the ropes and how to make each option work for the client. 

A Helping Hand

Before buying a motorcycle policy, it is best to seek the expertise of a top insurance agency that has insightful agents who can help you get the coverage you need. Those who currently live in or near the San Antonio, TX area can count on Access Insurance Services to give them the assistance they need to find and purchase a policy that will protect them year-round. Consult with an agent today to see how easy it is to get the right type of policy to protect yourself and others.

Getting great motorcycle insurance is simple and convenient with help from Access Insurance Services, proudly serving San Antonio, TX. Call or stop in today to speak with an agent. 

Preparing RV for spring Travel after storing for the winter

The temperatures are getting warmer and the days are getting longer, which means spring has finally arrived in San Antonio, TX If you are ready to get your RV out of storage and hit the road, there are a few things you must do first to prepare the RV for traveling. De-winterizing the RV isn’t too difficult, but you’ll probably need to devote at least an afternoon to making sure it’s ready for the road. Here are a few tips from Access Insurance Services for preparing your RV for spring travel after storing it for the winter.

Check the Roof

Even while in storage, the temperature changes during the winter may have caused damage to the roof, especially the vent covers or the sealant. Make sure to touch up all seams where the sealant may be questionable and replace all vents that have sustained damage. Remember to inspect the ceiling inside to look for any water that may have seeped in through the roof, also check inside the cabinets that are located along with the ceiling. If the RV is an older model, you may want to consider installing a new RV roof coating.

Check the Tire Pressure & Fluids

Changes in the temperature may cause a slow leak, which is one of the quickest ways to overheat a tire and cause it to blow out. Make sure the tire pressure on all tires, including the spare, are at the pressure recommended by the manufacturer. This is also a good time to make sure all lug nuts are firmly in place and that the tread on the tires is in good condition. After checking the tires make sure to top off all fluids and take the RV in for an oil change.

Sanitize the Water System

After sitting for several months, one of the most important types of spring maintenance you’ll need to do is sanitize the RV water system. Follow the guidelines in your owner’s manual on how to sanitize the water system in your RV.

Before hitting the road, make sure you review your insurance policy and update your RV insurance if necessary.

Residents of San Antonio, TX that are interested in RV insurance policy or updating their current policy should contact Access Insurance Services.