Month: September 2018

Why It Is Important To Review Your Home Insurance Policy Annually

Posted on by AgentInsure

A lot can happen with your home in a year. Additionally, a lot can happen around the area. As such, it makes sense for you to review your home insurance policy on an annual basis. By making a call to Access Insurance Services, you can get professional assistance reviewing your policy in San Antonio TX.

Changes to Your Home

You want to make sure that your home insurance policy reflects everything that has happened to your home. For example, if you install a pool, it needs to be included in your policy. If you have added a security alarm, it should be reflected on your policy.

You may not think to make these changes throughout the year. However, reviewing your policy annually gives you a chance to make the changes. Otherwise, if home additions and changes aren’t in the policy when you file a claim, it can pose big problems. It may even prevent your claim from being accepted.

Changes to the Area

A lot may happen around your neighborhood in a year. If a neighbor’s home caught fire, it may show that you need some extra coverage. If there was a lot of flooding, you might want to add additional flood coverage to your policy. Plus, if there were a lot of break-ins, you may want to increase the coverage you have so that all of your valuables are sufficiently covered.

Insurance companies make changes to the way that they calculate premiums, too. If you notice that your home insurance premiums have gone up dramatically, it might be time to compare policies between different companies.

At Access Insurance Services, we are here to help you find policies in San Antonio, TX that make sense for your home, year after year. Talk to an agent today so that you can get help reviewing your policy.

 

 

Tips for Understanding Your Auto Insurance Policy

Posted on by AgentInsure

We go through our lives signing paper after paper, and many times, we don’t even know what we’re signing. From privacy policies to waivers and more, we often fail to take the time to read through the fine print of paperwork to have a good understanding of what we’re signing for. When it comes to auto insurance, though, this is not something you want to take lightly. It is very important that you understand what you’re purchasing and the type of coverage you will receive should you have to make a claim. Access Insurance Services serving the San Antonio, TX area wants you to have a clear understanding of your policy and that’s why we are here to offer two tips for understanding your auto insurance policy. 

Read Through the Entire Policy

There’s a good chance your auto insurance policy is actually several pages long. This is why you should set aside an extended period of time to read through it. It will likely take you anywhere from 30 minutes to an hour or more to actually read through all parts, but once you do, you can rest easy knowing you have a better understanding of the coverage you have. Even better, you may learn about parts of your policy that you were unaware of. 

Speak With Your Agent

The best way to get a better understanding of your auto insurance policy is to speak with your agent. Your insurance agent can explain any unfamiliar terms and will provide you with a crystal clear picture of what your coverage does and does not entail. This person can serve as a go-to resource for any and all of your questions and concerns. 

Contact Us Now

To learn more about auto insurance and how to understand your policy, contact Access Insurance Services serving the San Antonio, TX area.