Month: May 2017

3 Reasons Why Who You Have for Homeowner’s Insurance Matters

Posted on by AgentInsure

You have to have a homeowner’s insurance policy if you have a mortgage company. However, you should continue to have insurance for the entire duration of time you own your home, whether you pay it off or not. Not all insurance companies are created equal, so the company you choose for your insurer matters for several reasons.  

1. You and Your Family Rely on the Company

You and your entire family rely on the company. You rely on them to educate you when you need it. You also rely on them in the event of an emergency. You want a company who is reliable. You need a company who is going to act fast in the event something happens to your home because you don’t want to be inconvenienced without a place to live for any longer than you need to be. 

2. You Have to Deal with Them

You have to deal with the insurance company you have, so you should opt for one with outstanding customer service. You want to know when you call you have a company who holds representatives accountable for their disposition and willingness to help you. You want a company that you can call anytime during business hours and get your questions answered. You’re paying for a service and deserve to get respect and consideration. Additionally, if you have any concerns, you should be able to contact the company and have them addressed. You need a company that puts your needs first. 

3. You’re Trusting Them with Your Biggest Asset

Your home is more than likely your most valuable asset. You need a company that you can depend on when you have that much at risk. 

Contact us today to open a policy and get an insurance policy with a company you can rely on. Call us at Access Insurance Services, serving San Antonio, TX, at 210-499-5433.  

5 Things to Do When You’re In a Fender Bender

Posted on by AgentInsure

You do everything you can to avoid being in a San Antonio, TX traffic accident, but the fact is you’ll probably be involved in one at some point in your busy life. It’s a stressful moment, to see your car dinged, scratched and dented. But with some helpful tips from Access Insurance Services, you’ll be able to get your car fixed and back on the road as soon as possible.

  1. Are You Okay? After the impact, take a deep breath.  Are you hurt? If your neck, head, back, or chest aches, wait for medical attention to arrive. You could be injured worse than you think.
  2. Call the Police: If nobody is hurt, place a non-emergency call to the local authorities to file a report. If it’s just a fender bender, don’t call 911 unless the other driver is visibly angry and threatening. A police report helps to speed up the insurance process. An officer can provide an objective point of view and help you stay safe in a stressful situation.
  3. Take Pictures: Your smart phone is your friend. Snap images of your car, the other car, the intersection and any traffic signs like speed limits, stop lights, and yield. If the other driver allows, even take a picture of them. It can help you remember who was driving when you fill out paperwork.
  4. Exchange Information: Make sure to provide your name, driver’s license, and insurance information to the police officer and the other driver. Copy down or take a picture of their license plate.
  5. Call Your Insurance Company: The faster you report the incident, the faster you can have the damage appraised on your vehicle, receive a check and get it all fixed.

For more tips on how to make the most out of your San Antonio, TX auto insurance, give your agent at Access Insurance Services a call today.