3 Reasons Why Auto Insurance Is More Important Than You think

When you live in San Antonio, TX, you have a number of matters on your mind every day. They’re likely not to include auto insurance though, unless you know you need a new policy or are considering buying a more expensive car. But while you certainly don’t need to devote your full day to insurance, you may want to give it a little more consideration than you already are. Access Insurance Services wants you to know more about why it’s so important. 

1. Insurance Gives You Hope 

We all know what it’s like to be in situations that seem like a no-win. Often this feeling is more damaging than the financial implications of having no insurance. Insurance is what gives you the means to get out of those situations with minimal repercussions. Should you cause an accident on the road (and it happens to all of us), having the right insurance means that you’ll have someone to turn to when you’re in dire need. 

2. Costs Add Up 

Just one fender bender can wind up costing more than you ever thought. Have you considered what will happen if the person you hit claims thousands of dollars against you for whiplash? If you have medical bills that you’re responsible for, it can cripple you financially to the point of bankruptcy. Insurance may be the only way to keep you out from under a pile of expenses you can’t afford. 

3. Relationships Matter 

It is priceless to know the people that you do business, and unfortunately, this is becoming a lost art today. Large companies experience constant turnover, and therefore have no connection to you. Access Insurance Services keeps our services personal, and we want you to have the coverage you deserve. If you live in San Antonio, TX and are looking for a quote or just a new carrier, give us a call for more information about how we do business!


Why Home Insurance is Important

Home insurance is a necessary investment into your home.  Because so much goes into the purchase and upkeep of your home itself, it only makes sense to have a protection policy in place in case of any damage, theft or loss. 

Let’s explore the top reasons that having a home insurance policy for your home in San Antonio, TX is important:

  • It may be required – Many lenders will require a homeowners insurance policy before they will finalize the lending process. This is often the case in San Antonio, TX.  If there is not a policy in place at the time of signing, lenders are allowed to purchase one and add it to the cost of the mortgage. Bear in mind that they will often purchase a higher priced policy that only provides minimal coverage. 
  • It can act as a source of necessary income in the case of displacement- If you become displaced in the event of a natural disaster, a home insurance policy will often cover hotel bills and other temporary living expenses. 
  • A home insurance policy provides security for your home and belongings –  Besides the most general of policies, there are options to include the actual outer structure of your home and any assets that reside in the home, such as jewelry and items that are valued at  more than $100.  Depending on where you live, it may also be advisable to invest in earthquake and/or flooding clauses for your policy. 

Home insurance provides peace of mind that your home is covered in the case of unforeseen events. No matter your home insurance needs, Access Insurance Services can help you find the home insurance policy that is right for you. Contact us today for a free consultation and quote.