When you live in Bexar County or Comal County, it is possible that you will eventually drive past a forested area. The problem with passing a forest is that you may hit a wild animal that is running across the road. Fortunately, it is likely that your comprehensive insurance plan will cover the damages to your vehicle in San Antonio, Texas as long as it is specifically stated in your policy.
Differences between Policies
Before you assume that you are covered, read through your policy carefully to determine what is covered and what is not. It is possible that many of the concerns that you have are not covered under the basic plan because the specifics of any policy will vary between insurers.
If you cannot find specific details in your auto insurance documentation, then call your insurer to ask questions about the situation. It is not uncommon for deer or other wild animals to run into the road suddenly and many comprehensive plans will help you pay for the repair costs as long as it is mentioned in your plan.
Getting Appropriate Coverage
If you discover that your current plan does not protect against accidents that involve wild animals, then it is important to obtain additional coverage for your vehicle. Find out what your insurer offers and shop around to get the best deal on the appropriate coverage for your specific concerns and needs.
Obtaining insurance for your vehicle is part of owning a car, but it does not necessarily cover every eventuality. By taking time to read your policy carefully, you will be able to avoid financial problems in the future. To learn more about options available for your vehicle, contact us to talk to an independent agent.