The Facts About Texas Commercial Insurance
Using an independent agency like Access Insurance Services, business owners across San Antonio, Texas can compare commercial insurance rates with ease. Along with unparalleled expertise and experience in the commercial insurance world, business owners can utilize the ability to see several quotes at once. The following policy types represent common areas of interest:
Texas Commercial Auto Insurance
A typical auto insurance policy will not cover a vehicle that is used for business purposes. Thus, for applicable businesses, a commercial auto insurance policy will be necessary. This policy type can take care of route drivers and contract vehicles, resembling a typical auto insurance policy but for business purposes.
Texas Commercial General Liability Insurance (CGL)
Key areas of liability can be protected with an encompassing CGL policy. It typically covers personal injury, property damage, bodily injury, and advertising injury. A CGL policy can be an effective catch-all for liability coverage.
Texas Commercial Property Insurance
A commercial property insurance is like a homeowners policy – except it is designed for a business location. Protection for theft, natural disasters, and fire and water damage are common, along with a number of other perils. This is certainly a must-have policy for any business that has a physical location.
Workers compensation protects an employee that is hurt on the job. This policy covers any medical and salary-related benefits for the employee, providing businesses with the ability to provide for employees should an accident occur. Any business that has employees will need an appropriate workers compensation policy.
Business Owner Package (BOP)
For small and medium sized businesses, it may be a bit intimidating to approach commercial insurance policies. It may be smart to opt for a BOP policy, which packages several types of insurance types together for convenience and price-effectiveness. It often includes vehicle, property damage, business income, and bodily injury insurance, along with other types. The BOP provides several areas of coverage at once.
Across San Antonio, Texas, business owners can easily compare commercial coverage using an independent agency like Access Insurance Services. Due to the ability to see a number of quotes at once, this option is a big money and time saver when it comes to the insurance process. It is also a great way to receive assistance along the way, rather than relying on agents who are out to sell their own products.
Business owners can take advantage of live comparative quotes only today.