Is your coverage in good hands? We offer the most comprehensive coverage available! San Antonio 15600 San Pedro # 401 San Antonio TX 78232 210-499-5433 Fax 210-499-1192 Dear Mr. Banowsky, I wanted to take a minute and compliment your agent Kim Nixon... Thank you so very much Kim... Tim, I wanted to thank you for taking time out of your busy schedule... Tim, I can't tell you how much I appreciate... Monica, Good doing biz with you... Thanks to you...we were able to raise over $40,000... Buckner & Martha Fanning - BFEF & BFCS On behalf of the YMCA...thank you for your pledge of $1,000 to the Gordon Hartman Family YMCA... On behalf of...St. Mary's...thank you for your charitable contribution... News You Can Use What Clients Say Garden Ridge 19115 FM 2252 Suite 18 Garden Ridge, TX 78266 210-651-3715 Fax 210-651-3736 Tips For Protecting Boats And Motorcycles  Before you take your motorcycle on the road or put your boat on the water, it may pay to be certain your insurance is ship-shape. Motorcycles and boats are often significant investments, and the right insurance policy can help protect them. Here are a few tips, courtesy of Access Insurance:  Evaluate your specific needs. Insuring a boat or a motorcycle is different than insuring your car or home. A specialized motorcycle policy, for instance, can provide coverage for custom paint jobs and aftermarket equipment that might not be covered if the bike were just added to a generic auto policy.  Similarly, a specialized boat policy could cover things like the cost to replace lost or damaged fishing gear and costly services such as emergency on-water towing and fuel-spill cleanup. You probably wouldn’t get this coverage by adding a boat to a homeowner’s policy.  Consult with an independent agency – like Access Insurance. Unlike “captive” agents who represent only one company, independent insurance agents and brokers are licensed insurance professionals who represent several companies. They can offer you a variety of coverages, review and evaluate your policies, suggest new coverage options that meet your changing needs and answer your questions. “An independent insurance agent or broker can make sure you have the specialized coverage you need to protect your boat or bike,” said Jim Lloyd, of the Progressive Group of Insurance Companies. “Some insurance companies provide only bare-bones protection for your boat or motorcycle by simply adding it onto your existing auto or homeowner’s policy, but independent agents and brokers can review and evaluate your needs to help match you with the company that will provide you with the combination of specialized coverage, service and price that’s best for you.”